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To manage client portfolios effectively, it is important for Pillar Pacific to
understand each client’s financial picture as fully as possible. This allows us
to integrate investment management with tax minimization strategies,
estate/retirement planning, and asset protection.
In initial meetings with the client, we develop a profile of the client’s risk
tolerance, time horizon and investment objective. Based on this profile, and in
consultation with the client, we develop appropriate investment plans and asset
allocation strategies to help the client reach their financial goals.
Investment Management
Our equity investment strategy is to build broadly diversified,
risk-controlled portfolios that will generate superior performance over time.
We implement an active, bottom-up investment process that is disciplined,
systematic, and scalable. This investment process incorporates a multi-factor
valuation model that evaluates stock prices relative to company financial
metrics and to other stocks. The resultant valuation ranking provides a
starting point for traditional fundamental analysis of the companies. We then
construct portfolios of the most attractively valued securities, diversifying
the portfolios across economic sectors and limiting stock-specific risk.
Our fixed income investment strategy is to build portfolios of high
quality, intermediate-maturity securities appropriate to the client’s tax
situation and income stream. We use a laddered approach, with maturities spread
over a number of years, to diversify interest rate risk. The fixed income
securities provide current income and reduce portfolio volatility.
Other Services
In reviewing a client’s financial picture and investment goals, we may uncover
wealth management concerns or needs in such areas as retirement planning,
estate planning, tax strategies, and insurance/asset protection. We can help
guide the client to answers for these issues. As specialized investment
management professionals, we do not offer tax, estate planning or insurance
products. This allows us to focus solely on offering unbiased advice that is
in the best interest of our clients.
For
non-residents of the United States, we can provide guidance for estate and
tax planning, including the possible use of offshore companies and trusts.
Chinese language support is available.
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